We encourage our you to confirm your eligibility and benefits for "Outpatient Mental Health Services" with your insurance company prior to beginning a counseling relationship by calling the number on the back of your insurance card.  Your insurance representative can help you determine which services are covered under your insurance plan. 

Alternatively, contact us and we will assist with verification of your benefits; however, we will not be able to guarantee any insurance coverage or reimbursement. 


We understand that therapy sessions can be costly; however, we will work collaboratively with you to provide the appropriate type of services and support to assist you in effecting change, improving your overall well-being and for repairing, restoring, and revitalizing your relationships. 

Our hope is that Semillas (the plural form of the Spanish word semilla meaning "seed") can help you plant the seeds to facilitate the change and growth you are seeking to benefit you for a lifetime. As one might meet with a fitness coach, financial planner or nutritionist, your mental health needs are equally as important.  By investing in your mental health now, you may experience a more positive lifestyle in the future.


Semillas Counseling PLLC provides its services as an in-network provider for the following:

BlueCross BlueShield of Illinois:

  • BlueChoice PPO
  • BlueChoice Preferred PPO
  • Blue Options/BlueChoice Options
  • Participating Provider Organization

CIGNA Behavioral Health

Several other Employee Assistance Programs


In the event your insurance is not listed above as in-network, we suggest contacting your insurance company to determine if you could be reimbursed for our services as an out-of-network provider. 

When contacting your insurance to verify your benefits you may wish to ask the questions below.

  • Do I have mental health benefits 
  • Do I have a deductible, and if so, how much is it?
  • Do I have a copay or coinsurance?
  • Does my insurance plan cover individual therapy, family therapy, or group therapy?
  • How much will my policy reimburse me for out-of-network mental health services?
  • What is the allotted amount reimbursed for each service type?
  • Do I need a pre-authorization or a doctor’s approval before I receive any services?

If you elect to use out-of-network benefits, we will charge our full-fee and our office will provide you, upon your request, a super-bill so that you may seek reimbursement from your insurance company. 


Do you wish to pay fees privately or out-of-pocket?

From time to time, some clients elect to not involve insurance companies for their counseling services. Paying out-of-pocket for therapy sessions prevents your treatment from being limited by a mental health diagnosis, treatment plan, or a set number of sessions.  Some policies do not cover individual, couples/relational or family therapy. 

Additionally, a diagnosis is needed when utilizing insurance for counseling services, which also becomes part of your permanent health record.  Insurance companies have full right to all your records.  Unfortunately, certain mental health diagnoses may carry a stigma and can be utilized in the future for justify decisions related to life insurance policies, as well as security screenings for certain employers. 

Our *Fees and Acceptable Forms of Payment

Fees for our individuals, couples, and family counseling sessions are as follows:  

  • $165.00 for initial and subsequent 55-minute sessions
  • $185.00-$200.00 for 75-minute and 90-minute sessions, respectively.  

Cancellation fee (not covered by insurance):

  • Late cancellation or missed session: $165 .00

Other than the accepted insurance described on this page, acceptable, direct forms of payment include:

  • All major credit cards
  • Cash
  • Check (a $35.00 fee for each NSF transaction)

*Other fees may be applicable from time to time depending on the service received and the length of a therapy session.  The fee information described on this page is not intended to be a comprehensive fee schedule.   All fees set forth herein remain subject to change without notice.

Conveniently Located in River North - Streeterville